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Why_Us_Great_Rates

Earn higher rates as your savings grow.  We want you to be a loyal GE Capital Retail Bank customer.  That’s why our Optimizer+plus Money Market and High Yield Savings accounts are designed to grow as you grow with competitive rates that get even better with higher balances.  You can choose a CD that fits your goals, with terms from 3 months to 5 years. 
 

Great Rates
Why_Us_Personal_Touch

Have a question?  Our knowledgeable Banking Advisors are here to help Monday through Friday from 8 a.m. to 10 p.m. Eastern Time, and Saturday from 8 a.m. to 5 p.m. Eastern Time. We also provide 24/7 free online access to your account so that you can check your account balances, access transaction information, or make transfers between Optimizer+plus accounts.

A Personal Touch
Why_Us_Safe_Secure

FDIC insurance. Free identity theft protection. Plus the strength of GE. As a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are automatically insured up to $250,000 per depositor, per insured bank, for each ownership category. Your Optimizer+plus accounts are also protected by the highest standards of online security and come with free identity theft protection. Finally, your accounts are backed by GE Capital Retail Bank, as well as the strength and global know-how of GE.  

Safe & Secure
Why_Us_OptimizerPlus_Perks

Optimizer+plus Perks is our loyalty rewards program designed to reward you for either your total balances with GE Capital Retail Bank or the length of time you have been a customer.  There are no points to accumulate or minimum transactions to complete.  You are rewarded with deposit benefits (such as reimbursements for ATM fees), plus travel savings and extra perks that help you enjoy your life today while you save toward your goals.  

 
Optimizer+plus Perks

We work with you - and for you.

Great rates are just the beginning. GE Capital Retail Bank is here to be your savings partner. We understand that your savings goals are unique–and we’re here to support you in your goals.  We offer an accessible and personalized online banking experience. No matter where or how you interact with us, you'll get the sense you're dealing person-to-person with somebody who cares about your unique needs and goals. It's that personal connection that ensures you'll always find your best solution with us.

We'll work to help you enjoy the rewards of today while you build your savings for tomorrow. Plus we'll provide you with the peace of mind that comes with knowing that your money is protected by FDIC insurance. 

 

Great Rates

Earn higher rates as your savings grow. We want you to be a loyal GE Capital Retail Bank customer.  That’s why our Optimizer+plus Money Market and High Yield Savings accounts are designed to grow as you grow with competitive rates that get even better with higher balances. You can choose a CD that fits your goals, with terms from 3 months to 5 years.

A Personal Touch

Have a question? Our knowledgeable Banking Advisors are here to help Monday through Friday from 8 a.m. to 10 p.m. Eastern Time, and Saturday from 8 a.m. to 5 p.m. Eastern Time. We also provide 24/7 free online access to your account so that you can check your account balances, access transaction information, make transfers between Optimizer+plus accounts, report lost or stolen ATM cards, or make ATM card PIN changes.

Safe & Secure

FDIC insurance. Free identity theft protection. Plus the strength of GE. As a member of the Federal Deposit Insurance Corporation (FDIC), your deposits are automatically insured up to $250,000 per depositor, per insured bank, for each ownership category. Your Optimizer+plus accounts are also protected by the highest standards of online security and come with free identify theft protection. Finally, your accounts are backed by GE Capital Retail Bank, as well as the strength and global know-how of GE.

Optimizer+plus Perks

Optimizer+plus Perks is our loyalty rewards program designed to reward you for either your total balances with GE Capital Retail Bank or the length of time you have been a customer. There are no points to accumulate or minimum transactions to complete. You are rewarded with deposit benefits (such as reimbursements for ATM fees), plus travel savings and extra perks that help you enjoy your life today while you save toward your goals.


We work with you - and for you.

Great rates are just the beginning. GE Capital Retail Bank is here to be your savings partner. We understand that your savings goals are unique–and we’re here to support you in your goals.  We offer an accessible and personalized online banking experience. No matter where or how you interact with us, you’ll get the sense you’re dealing person-to-person with somebody who cares about your unique needs and goals. It’s that personal connection that ensures you’ll always find your best solution with us.

We'll work to help you enjoy the rewards of today while you build your savings for tomorrow. Plus we'll provide you with the peace of mind that comes with knowing that your money is backed by FDIC insurance.